End of Year – Use it Or Lose it
1. Exhaust your Benefits & Satisfy your Deductible
Most health insurance benefits operate on an annual basis, from January 1 to December 31.
Your deductible (the amount you have to pay out-of-pocket before health insurance starts to pick up the bills) will reset at the start of the year. If you’ve already satisfied your deductible, now is the time to get in those last-minute treatments, especially if you’re in need of care that is costly. Insurance will typically pick up the tab as long as care is provided before the end of the year.
2. Flex Spending Accounts
Remember that Flexible Spending Accounts (FSAs) are a use-it-or-lose it- type benefit. If you don’t use the money you deposited into the account before the year is up, you’ll forfeit the funds.
3. Preventative Care Matters
Don’t delay treatments because of money. Health problems tend to worsen (and become more expensive) the longer they go untreated. We see many patients with significant problems that would have otherwise been minimal if they had come in earlier.
Schedule your appointment today!